Like most of your friends and neighbors, you go to work every day to support yourself and provide for your family. While you do not mind working hard, you also do not want to get hurt on the job. As you probably know, though, workplace injuries and illnesses sometimes happen.
According to the U.S. Bureau of Labor Statistics, more than 37,000 workers suffered some type of injury or illness when working for a private employer in Connecticut in 2017. While your employer likely offers workers’ compensation coverage for job-related injuries, you want to be sure you do not derail your claim. Here are four common workers’ compensation mistakes you should avoid:
- Staying quiet
Injuries can sometimes be embarrassing. Still, hiding any job-related injury or illness from your employer is a mistake. Instead, report the incident as soon as possible.
- Failing to seek medical treatment
If you sustain an injury at work, it may be tempting to try to nurse yourself back to health without professional assistance. Alternatively, you may think you are likely to feel better eventually without medical intervention.
Either way, seeking medical treatment is an important part of the workers’ compensation process. When you do, be sure to describe your symptoms to the doctor thoroughly. Also, follow his or her instructions for treatment.
- Relying only on memory
Memories have a way of fading over time. Rather than assuming you will be able to recall the circumstances surrounding your injury or illness later, create a written record of everything you experience. Be sure to include information about your condition, ongoing symptoms, medical expenses and other relevant subjects.
- Going it alone
Insurance companies are not usually on your side. Instead, adjusters and others try to maximize profits by paying out as little as possible. You are not alone, though. If you need legal assistance regarding your workers’ compensation claim, do not hesitate to find it.
Recovering from a job-related injury or illness can take weeks, months or longer. Fortunately, workers’ compensation coverage may be available to help you financially. By understanding the common ways employees complicate their claims, you can better plan for a successful outcome with yours.